Ernst, Rubin & Associates takes a unique, investigative approach to debt collection. Unlike traditional agencies that rely on standard letters and phone calls, we leverage a network of thousands of licensed, bonded, and credit-trained investigators, both domestically and internationally. These investigators conduct discreet, behind-the-scenes asset and liability investigations to uncover the debtor company’s financial situation and how they’re managing their funds.


This comprehensive financial profiling, which cuts through misleading claims about cash flow, allows our investigators to engage in highly effective face-to-face meetings with the debtor company’s principals. Our investigators are highly skilled, diplomatic, and professional. Our first concern for you, as a client, is to retain the debtor as a customer; however, the bottom line is restitution.